# Phase 2: Significant Z₁×Moderator Interactions (p<0.10)

| DV | Moderator | Z₁ (base) | Z₁×Mod | Total Effect | N |
|---|---|---|---|---|---|
| ca_gdp | income_low | 54.375*** | -100.626*** | -46.251 | 7624 |
| ca_gdp | income_high | 12.357 | 84.437*** | 96.794 | 7624 |
| gross_investment_gdp | income_low | 9.263 | 64.739*** | 74.002 | 6620 |
| nfa_gdp | safe_issuer | 0.692 | -9.310** | -8.618 | 7712 |
| ca_gdp | safe_issuer | 25.196* | 73.730* | 98.926 | 7624 |
| govt_bond_10y | safe_issuer | -21.998 | 34.500* | 12.502 | 1018 |
| ca_gdp | kaopen_sat | 22.449 | 42.925* | 65.374 | 7624 |
| gross_savings_gdp | is_oecd | 127.168*** | -119.086* | 8.082 | 6642 |

*8 significant interactions out of 50 tested.*
*Total Effect = Z₁ base + Z₁×Mod for countries where Mod=1.*
